The Philippines is no stranger to digital finance. From GCash to PayMaya, mobile wallets are already a daily habit. Now, with the country’s rising crypto adoption and remittance-driven economy, a new form of financial freedom is quietly gaining ground by spending crypto like cash, without changing how people or merchants transact.
Enter Oobit: a payments solution that bridges crypto and daily life, offering a seamless way to spend Bitcoin, USDT, ETH, and more online and at any contactless terminal in the country.
Why the Philippines Is Ready for Crypto Spending
The Philippines offers a near-perfect blend of mobile-first users, global remittance flows, and openness to financial innovation:
Widespread Digital Wallet Usage
With more than 70 million Filipinos using apps like GCash and Maya, most already understand how to tap, scan, and pay with a phone.
Remittance-Driven Economy
Over $38.3 billion flowed into the Philippines from overseas in 2024. Crypto, especially stablecoins, offers a faster, cheaper, and borderless way to send and now, to spend.
A Mobile Yet Underbanked Population
49.8% of Filipino adults remain unbanked, but smartphone penetration is high. Crypto offers a powerful tool for financial access.
Surging Crypto Adoption
The Philippines consistently ranks among the top crypto-adopting nations, thanks to a young, tech-savvy population and progressive regulation.
Oobit Makes Crypto Spending Effortless
What makes Oobit different is the quiet compatibility with real-world payment systems.
It Works Everywhere Visa and Mastercard Are Accepted
Oobit connects to Apple Pay and Google Pay, allowing users to tap and pay with crypto at any NFC-enabled POS terminal grocery stores, cafes, pharmacies, you name it.
Supports Your Preferred Wallet
Whether you're using MetaMask, Trust Wallet, or Ledger or prefer mobile-native wallets, Oobit lets you connect and control your funds while spending with ease.
Real-Time Crypto-to-PHP Conversion
You spend in crypto. Merchants receive Philippine pesos. Instantly. No conversion delays, no onboarding hurdles for store owners.
Why Stablecoins Like USDT Are Leading the Way
In the Philippines, stablecoins have quietly become the default payment asset for crypto-savvy users and for good reason.
Predictable Value
Unlike Bitcoin or Ethereum, stablecoins like USDT or EURR don’t swing wildly in price. They’re ideal for budgeting and daily purchases.
Remittance-Friendly
They provide a faster, low-cost channel for family support, freelancers, or global workers sending money home.
Getting Started with Oobit in the Philippines
Using Oobit is as familiar as using any digital wallet or Apple Pay:
- Download the Oobit app (iOS or Android)
- Verify your identity (standard KYC)
- Connect your crypto wallet
- Fund it with BTC, ETH, USDT, or others
- Activate Tap & Pay via Apple Pay / Google Pay
- Start spending at any Visa/Mastercard contactless terminal
A Quiet Shift, Not a Revolution
Oobit isn’t trying to replace GCash or disrupt local systems. Instead, it’s enabling crypto holders to participate in the same payment rails everyone already uses. In fact Ooobit Co-Founder and CEO Amram Adar stated “If we want real adoption, we have to work with the system we have”
It’s a subtle evolution of crypto as a layer beneath familiar actions, not a new ecosystem to learn. You tap, pay, and move on. The magic happens in the background.
FAQs
Can I use crypto to pay in stores in the Philippines?
Yes. Oobit lets you use crypto for everyday purchases. It converts your crypto to PHP instantly, working with any Visa terminal.
How does Oobit Tap & Pay work in the Philippines?
You connect your self-custody wallet to Oobit and enable Tap & Pay through Apple Pay or Google Pay. When you tap, the crypto is converted in real time to PHP, with no changes needed by merchants.
Which cryptocurrencies can I spend with Oobit?
Oobit supports Bitcoin (BTC), Ethereum (ETH), Tether (USDT), BUSD, Solana (SOL), and more. Stablecoins like USDT and EURR are commonly used for their price stability.
Do Filipino merchants need to accept crypto directly?
No, merchants are paid in PHP. They don’t need to install anything new or even know you’re using crypto.
Is it legal to use crypto for payments in the Philippines?
Yes, Oobit is legal to operate in the Philippines under clear guidelines.
