Oobit exists to make money easy, open, free, and borderless for everyone. It is the payments platform that lets crypto users, businesses, and AI agents spend directly from stablecoin wallets and treasuries at any merchant that accepts Visa, send crypto straight to bank accounts around the world, and handle real world finances without ever giving up control of their funds. Crypto was meant to put money back in people's hands. Oobit is the app that finally makes it spendable.
The gap between owning crypto and using it has always been the industry's weak spot. You hold digital dollars, yet buying groceries still means an exchange withdrawal, a bank transfer, days of waiting, and a pile of fees. Oobit removes the friction between crypto and the real world. No top-ups. No conversions. No middlemen controlling your funds. Just crypto to payment in one simple motion, with your money staying on chain until the very moment you spend it.
Oobit is accepted where you already pay. Add your card to Apple Pay or Google Wallet, tap to pay in store, check out online, and spend at over 175 million merchants wherever you go. If you can tap to pay, you can use crypto, and when a café or market prefers local methods, you can also scan and pay with local QR codes in seconds. The Oobit crypto card works in store, online, and at ATMs when you need cash, with crypto cashback on the spending you already do.
Oobit never asks you to hand over your funds. Connect the self-custody wallet you already trust, such as MetaMask, Phantom, or Trust Wallet, and your crypto stays fully on chain until the moment of purchase. There is no custody transfer and no pooled balance sitting in someone else's account: you hold the keys, you approve every payment, and you stay in control at all times. Getting money in is just as easy, because you can receive digital dollars from your bank, PayPal, Wise, or crypto wallet and spend them anywhere.
Oobit Send Crypto settles stablecoins directly into local bank accounts through the regional payment rails people actually use, including SEPA, ACH, PIX, SPEI, Faster Payments, and INSTAPAY. Recipients get local currency in their bank, most transfers arrive within seconds, and you can send to your own account or to a third party. For freelancers receiving stablecoin payments, families sending money across borders, and anyone who needs a fast off-ramp into local currency, Oobit turns crypto into money that lands exactly where it matters.
In Brazil, Oobit is a native participant in Pix, the instant payment system 170 million Brazilians use every day. Pay any Pix key, scan a QR code, or paste a copy-and-paste code, enter the amount in reais, and the payment goes out directly from your Oobit balance and confirms in seconds. Deposits work the same way in reverse: generate a Pix code inside the app, pay it from any Brazilian bank, and your balance is credited instantly in USDT. No exchange step, no separate cash-out, no waiting for a withdrawal to clear. It is the Pix flow Brazilians already trust, with crypto doing the moving.
Adoption followed fast. Since launching in Brazil in October 2025, Oobit activity is up 202%, with average user spend of $400 per month. Groceries lead at 35% of transactions, followed by restaurants at 8.8%, department stores at 5.3%, and fast food at 4.1%. And with Pix reaching more than 80% of Brazil's population and processing over 7 billion transactions in January 2026 alone, crypto finally behaves like everyday money: milk, lunch, bills, done.
Oobit Business replaces legacy banking with a stablecoin-powered financial stack. Issue unlimited corporate cards on the Visa network, pay vendors and teams worldwide through local banking rails, run global payroll, and manage treasury, all from a single platform where one stablecoin balance powers every operation. Move funds between crypto and bank accounts whenever you need, add cards to Apple Pay and Google Pay, and finish onboarding in under 48 hours. Learn more about Oobit for Business, then open your treasury and start paying the world.
Companies are deploying autonomous agents into production, and those agents need to pay for things. Oobit Agent Cards give each AI agent its own programmable Visa corporate card funded from the company's USDT treasury, so finance teams set spend limits, merchant categories, and hard caps once while Oobit enforces every rule server-side and logs every approval or decline in real time. No more shared card credentials passed around between systems and spreadsheets.
Agent Cards are built for software cardholders, not retrofitted from human expense tools. Every agent gets its own identity, its own programmable rules, and compatibility with the frameworks teams actually deploy, including OpenAI, Claude, LangChain, CrewAI, Mastra, and AutoGen, while human and agent spend live together in one shared dashboard. And with AI assistant integration on the way, you will be able to connect Oobit to your assistant and let it pay with stablecoins while you stay in control. See where AI payments are headed.
Oobit is made for people and companies who believe money should move as freely as a message:
Money today is too often controlled by systems that decide when, where, and how you can use your own funds. Banks block transfers, borders create friction, fees slow everything down, and local currencies quietly lose value to inflation. Oobit is built to work in your favor, and we believe in a world where:
The app stores tell the story: 4.8 stars on the App Store across 22K+ reviews, and 4.8 stars on Google Play across 25K+ reviews. Behind the product stands Tether, issuer of USDT, the world's leading stablecoin with $143 billion in circulation. Paolo Ardoino, CEO of Tether, calls it "User-experience perfection. Oobit + $USDt for payments in real-life."
Global Oobit Ambassador and two-time World Surf Champion Filipe Toledo puts it simply: "Oobit makes crypto payments simple, intuitive, and accessible for everyone." Crypto veteran Joseph Abehsera goes further: "After 10+ years in crypto, I believe Oobit has the greatest opportunity to bring crypto to the masses." And Roger Ver of Bitcoin.com sums it up: "Thanks to Oobit anyone can now pay with BitcoinCash, Bitcoin, Tether, Ethereum and other crypto anywhere."
The people's money is ready when you are. Download the app, connect the wallet you already trust, add your card to Apple Pay or Google Wallet, and tap. To see how stablecoins are becoming everyday money around the world, explore our insights library. And if the future of money excites you as much as it excites us, come build it with us.