Oobit exists to make money easy, open, free and borderless for everyone. It is the payments platform that lets crypto users, businesses and AI agents spend directly from stablecoin wallets and treasuries at Visa accepting merchants, delivering real world utility without giving up control of funds. Crypto was meant to put financial control back in people's hands, yet too often it still cannot buy groceries. Oobit removes the friction between crypto and the real world: you stay on chain, stay in control, and pay with a simple tap. If you can tap to pay, you can use crypto.
Self custody is the foundation. Connect the wallet you already trust, such as MetaMask, Phantom or Trust Wallet, and your funds never leave your control: you do not transfer money into the app, and Oobit does not hold it. Your crypto stays fully on chain until the moment of purchase, then becomes real world spending in one simple motion.
No top ups. No conversions. No middlemen controlling your funds. No bank can freeze or block what is yours, because you hold the keys. All you need is a phone, anywhere on the planet.
The Oobit crypto card turns digital dollars into everyday money. Pay online and in store directly from your stablecoin wallet, spending at over 175 million merchants worldwide, with Apple Pay and Google Wallet supported so checkout feels completely familiar.
Oobit also speaks the language of local payments. With local QR payments, scan supported codes and pay instantly, the same way people already pay in their home markets. You can even get paid in dollars from your bank, PayPal, Wise, or crypto wallet, then spend that balance anywhere you go, twenty-four hours a day, seven days a week.
Oobit Send Crypto settles stablecoins directly into local bank accounts through regional payment rails including SEPA, ACH, PIX, SPEI, Faster Payments and INSTAPAY, reaching 180+ countries. Send to your own account or to a third party: most transfers arrive within seconds. That speed makes Oobit a natural fit for freelancers receiving stablecoin payments, families sending cross-border support, and anyone who needs a fast off-ramp into local currency.
In Brazil, Oobit is a native participant in Pix, the instant payment system that reaches more than 80% of the country's population. Pay any Pix key, scan a QR code, or paste a copy-and-paste code, entering the amount in reais and spending straight from your Oobit balance. Deposits work in reverse: generate a Pix code in the app, pay it from any Brazilian bank, and your balance is credited instantly in USDT. No exchange step, no cash-out wait.
The adoption numbers speak for themselves. Since launching in Brazil in October 2025, Oobit activity is up 202%, with average user spend of $400 per month. Everyday spending leads the way: groceries account for 35% of transactions, restaurants 8.8%, department stores 5.3%, and fast food 4.1%. Pix itself processed over 7 billion transactions in January 2026 alone, and Oobit puts stablecoins right inside that flow.
Oobit Business replaces legacy banking with a stablecoin-powered financial stack: corporate cards, global payroll, vendor payments and treasury management from a single platform. Issue unlimited corporate cards on the Visa network, pay vendors and teams through local banking rails, and move funds between crypto and bank accounts, all powered by one stablecoin treasury.
Everything is Apple Pay and Google Pay compatible, with onboarding in under 48 hours. Whether you are paying international contractors, running multi-jurisdiction payroll, or holding working capital in digital dollars, Oobit for Business is built to run the whole operation.
Software now does work that used to require a company card, so Oobit extends the same treasury to AI agents. Each agent gets its own programmable Visa card funded from the company USDT treasury, built for software cardholders rather than retrofitted from human expense tools, with per-agent identity and full framework and API compatibility.
Finance teams set spend limits, merchant categories and hard caps once, and Oobit enforces every rule server-side, logging every approval or decline in real time. Agent Cards work with the frameworks builders already use, including OpenAI, Claude, LangChain, CrewAI, Mastra and AutoGen, and a shared dashboard gives humans and agents one unified view of spend. You can even connect Oobit to your AI assistant and let it pay with stablecoins while you stay in control, an approach detailed on the AI payments page.
Oobit is built for the people and organizations that need money to move freely:
Oobit is supported by Tether, the leader in the stablecoin ecosystem and issuer of USDT, the world's leading stablecoin with $143 billion in circulation. The app holds 4.8 stars on the App Store with 22K+ reviews and 4.8 stars on Google Play with 25K+ reviews. Industry leaders agree: Paolo Ardoino, CEO of Tether, calls it "user-experience perfection" for USDt payments in real life, while Filipe Toledo, two-time World Surf Champion and Global Oobit Ambassador, says Oobit makes crypto payments simple, intuitive and accessible for everyone.
Money that is truly yours, spendable anywhere in the world, moving instantly and freely: that is the future Oobit is building, and it starts with a single download. Download Oobit, connect your wallet, and turn your crypto into everyday money today. For data, trends and stories on how stablecoins are being spent in the real world, explore the latest Oobit insights.