Money was supposed to be free. Borderless. Yours. Instead, banks block transfers, borders slow everything down, and fees eat into every move you make. Oobit exists to fix that: it is the payments platform that turns the crypto you already hold into everyday money, spendable anywhere Visa is accepted, sendable to any bank account in the world, and powerful enough to run an entire business. All directly from the wallet you already control.
No top-ups. No conversions into someone else's custody. No middlemen holding your funds. Just crypto to payment, in one simple motion.
Oobit is built on a simple belief: your money is truly yours, and no bank should be able to freeze or block it. That is why Oobit keeps you fully on-chain until the very moment of purchase. Connect the self-custody wallet you already trust, whether that is MetaMask, Phantom, or Trust Wallet. You never transfer funds to Oobit, and Oobit never holds them. You stay in control, always.
If you can tap to pay, you can use crypto. That is the entire learning curve. Pay online, pay in store, pay across borders, twenty-four hours a day, seven days a week, in the same currency wherever you are on the planet.
Turn your digital assets into everyday money. With Oobit's Crypto Card, you spend at over 175 million merchants worldwide, with Apple Pay and Google Wallet support built in. Buy groceries, book travel, split a dinner bill: the stablecoins sitting in your wallet behave exactly like the money in a checking account, except no one can take the account away from you.
Oobit is also backed by Tether, the issuer of USDT, the world's leading stablecoin. Real infrastructure, real trust, real utility.
Oobit Send Crypto settles stablecoins directly into local bank accounts through regional payment rails: SEPA in Europe, ACH in the US, PIX in Brazil, SPEI in Mexico, Faster Payments in the UK, INSTAPAY in the Philippines, and more, reaching 180+ countries. Most transfers arrive within seconds.
For freelancers receiving stablecoin payments, families sending cross-border transfers, and anyone in emerging markets who needs a fast off-ramp into local currency, this is the moment crypto stops being an investment and starts being money. You can send money to loved ones in seconds.
In Brazil, Oobit is a native participant in Pix, the instant payment system used by 170 million people every day. That means crypto holders can pay any Pix key, scan any QR code, or paste any copy-and-paste code in reais, funded straight from their Oobit balance. Deposits work the other way too: generate a Pix code in the app, pay it from any Brazilian bank, and your balance is credited instantly in USDT.
Since launching in Brazil in October 2025, activity has grown 202%, with users spending an average of $400 per month. This is not speculation money. Groceries account for 35% of transactions, restaurants 8.8%, department stores 5.3%, fast food 4.1%. Crypto has become everyday spending, on rails Brazilians already trust.
Oobit Business replaces legacy banking with a stablecoin-powered financial stack. Hold digital dollars, issue unlimited corporate cards on the Visa network, run global payroll, pay vendors and contractors through local banking rails, and manage your entire treasury from a single platform.
One stablecoin treasury powers every business operation. To see how, explore Oobit for Business or get started directly and open your treasury in minutes.
Software now buys things: ads, cloud capacity, subscriptions, API bills. Oobit Agent Cards extend your stablecoin treasury to the machines doing the work. Each AI agent gets its own programmable Visa card funded from your company's USDT treasury, with spend limits, merchant category rules, and hard caps set once and enforced server-side on every transaction. Every approval and decline is logged in real time.
Finance sets the rules. Oobit enforces them. Your agents spend within bounds, and your team watches it all in a shared dashboard that treats humans and agents as equal cardholders. To dive deeper into how this works, see our Oobit insights.
Oobit holds a 4.8★ rating on the App Store across 22K+ reviews, and 4.8★ on Google Play across 25K+ reviews. Paolo Ardoino, CEO of Tether, calls it "user-experience perfection. Oobit + $USDt for payments in real-life." Filipe Toledo, two-time World Surf Champion and Global Oobit Ambassador, says Oobit "makes crypto payments simple, intuitive, and accessible for everyone."
The traditional system often works against people. Oobit is built to work in their favor. All you need is a phone, anywhere on the planet. Download Oobit and start spending your crypto like the money it already is.