Oobit makes money easy, open, free, and borderless. It is the payments platform that lets crypto users, businesses, and AI agents spend directly from stablecoin wallets and treasuries at Visa-accepting merchants, delivering real-world utility without ever giving up control of your funds.
Crypto was supposed to set money free. Instead, it got complicated: exchanges to sign up for, conversions to time, withdrawals to wait on, and fees eating into every step. Oobit removes the friction between crypto and the real world. You stay on chain, you stay in control, and you pay with a simple tap.
If you can tap to pay, you can use crypto. That is the entire promise of Oobit: turn your digital assets into everyday money, spent online, in stores, and across borders, directly from the wallet you already trust.
There are no top-ups. No conversions. No middlemen holding your funds. Just crypto to payment in one simple motion.
Oobit works with the wallet you already use, whether that is MetaMask, Phantom, or Trust Wallet. You never transfer funds into a custody account, and Oobit never holds them. Your keys stay your keys, and your money stays truly yours. Spend the same currency anywhere in the world, twenty-four hours a day, seven days a week, at over 175 million merchants worldwide with Apple Pay and Google Wallet compatibility.
Oobit Send Crypto settles stablecoins directly into local bank accounts through regional payment rails: SEPA, ACH, PIX, SPEI, Faster Payments, INSTAPAY, and more, across 180+ countries. Send to your own account or to a third party. Most transfers arrive within seconds.
That makes Oobit a natural fit for:
In Brazil, Oobit is a native participant in Pix. Users can send crypto to any Pix key and pay by QR code or copy-and-paste code in reais, funded straight from the Oobit balance. Deposits work the same way: generate a Pix code in the app, pay it from any Brazilian bank, and the balance is credited instantly in USDT. No exchange step, no cash-out wait.
Since launching in Brazil in October 2025, Oobit has seen activity grow 202%, with average user spend of $400 per month. Everyday spending leads the way: groceries account for 35% of transactions, restaurants 8.8%, department stores 5.3%, and fast food 4.1%. Around 26 million Brazilians own digital assets, and Oobit closes the usability gap by putting crypto on the rails Brazilians already trust.
Oobit Business replaces legacy banking with a stablecoin-powered financial stack: corporate cards, global payroll, vendor payments, and treasury management from a single platform.
Companies holding stablecoin treasury, businesses paying contractors globally, and CFOs managing multi-jurisdiction payroll all run on the same infrastructure. Explore Oobit for Business to see how a single treasury can power every business operation, or open your account and get onboarded in under 48 hours.
AI agents are becoming real employees, making real purchases: renewing SaaS subscriptions, topping up ad budgets, buying cloud resources. Shared card credentials are not built for that. Oobit Agent Cards are.
Each AI agent gets its own programmable corporate card funded from the company's USDT treasury. Finance teams set spend limits, merchant categories, and hard caps once, while Oobit enforces every rule server-side and logs every approval or decline in real time. Built for OpenAI, Claude, LangChain, CrewAI, Mastra, AutoGen, and custom agent frameworks, with a shared dashboard for human and agent spend. Learn more about AI Payments.
Oobit is backed by Tether, issuer of USDT, the world's leading stablecoin. As Paolo Ardoino, CEO of Tether, puts it: "User-experience perfection. Oobit + $USDt for payments in real-life."
That trust shows up in the numbers: 4.8★ on the App Store across 22,000+ reviews, and 4.8★ on Google Play across 25,000+ reviews. Real people, paying for groceries, rent, and dinner with crypto, every day.
We believe in a world where your money is truly yours, where no bank can freeze or block it, where you move value instantly and freely without inflated fees or borders, and where all you need is a phone, anywhere on the planet.
The traditional system often works against people. Oobit is built to work in their favor.
Ready to see how people are actually using their crypto? Discover real Oobit insights from the fastest-growing stablecoin payments platform, then download the app and pay everywhere.
Oobit. Pay with crypto. Pay everywhere.