Money that moves the way you do. Oobit is the payments platform that turns your stablecoins into real-world spending power, at more than 175 million merchants, straight from the wallet you already control.
Crypto was supposed to set money free. Instead, most of it sits locked away, useful for trading but useless for groceries, rent, or dinner with friends. Oobit exists to close that gap: to make digital dollars, USDT, and your other assets work like the money you use every single day. No top-ups into a custodial account. No conversions you didn't ask for. No middlemen holding your funds.
If you can tap to pay, you can use crypto. That's the whole promise.
Oobit keeps you on chain and in control until the very moment of purchase. Connect the self-custody wallet you already trust, whether that's MetaMask, Phantom, or Trust Wallet. Your funds never move into Oobit's hands, because you never hand them over.
Then spending becomes familiar:
One simple motion: crypto to payment. That's it.
Oobit Send Crypto settles stablecoins directly into local bank accounts through the payment rails people actually use: SEPA in Europe, ACH in the US, PIX in Brazil, SPEI in Mexico, Faster Payments in the UK, INSTAPAY in the Philippines, and many more.
Recipients get local currency in their bank account, whether that's USD, EUR, GBP, BRL, MXN, PHP, or IDR. Send to your own account or to a third party. Most transfers arrive within seconds, which makes Oobit a genuinely fast off-ramp for freelancers, families, and anyone moving money across borders without inflated fees.
Need to send money to Mexico or the Philippines? Oobit runs those corridors every day.
In Brazil, Oobit isn't a bridge bolted onto the outside of Pix. It's a native participant in the instant payment system that 170 million Brazilians already use, the network that reaches more than 80% of the population.
No exchange step. No waiting for a withdrawal to clear. The crypto is the money moving through the transaction, on the rails Brazilians already trust.
And it's working. Since launching in Brazil in October 2025, activity has grown 202%, with users spending an average of $400 per month. Everyday spend leads the way: groceries account for 35% of transactions, restaurants 8.8%, department stores 5.3%, fast food 4.1%. This is crypto doing what crypto was always meant to do: paying for real life.
Oobit connects to the AI assistants and agent frameworks you already run, from OpenAI and Claude to LangChain, CrewAI, Mastra, and AutoGen. Your AI can pay with stablecoins while you stay in control.
With Agent Cards, every AI agent gets its own programmable corporate card funded from your company's USDT treasury. Finance sets spend limits, merchant categories, and hard caps once. Oobit enforces every rule server-side and logs every approval or decline in real time. No more shared card credentials scattered across automation scripts. Explore AI Payments to see how it works.
Agent Cards are built for software cardholders, not retrofitted from human expense tools:
Oobit Business replaces legacy banking with a stablecoin-powered financial stack. Hold digital dollars, make global payments, issue corporate cards, and manage expenses from one business account.
CFOs juggling multi-jurisdiction payroll, companies paying contractors worldwide, teams holding a stablecoin treasury: get started and run your entire operation on digital dollars.
Oobit is backed by Tether, issuer of USDT, the world's leading stablecoin with $143 billion in circulation. Paolo Ardoino, CEO of Tether, puts it simply: "User-experience perfection. Oobit + $USDt for payments in real-life."
Users agree. Oobit holds 4.8 stars on the App Store across 22,000+ reviews, and 4.8 stars on Google Play across 25,000+ reviews.
No bank can freeze or block it. You hold the keys. You spend the same currency anywhere in the world, and all you need is a phone.
The traditional system often works against people. Oobit is built to work in their favor. Download Oobit, tap, and pay everywhere.