Oobit is the payments platform that turns your stablecoins into real-world spending power. Pay at Visa-accepting merchants with a simple tap, send crypto straight to bank accounts in 180+ countries, and run your entire business on a stablecoin treasury, all while staying in control of your funds. No top-ups. No conversions. No middlemen holding your money.
Crypto was supposed to be financial freedom, but for most people it still lives in a separate world from everyday spending. Oobit closes that gap. Your money stays on chain until the moment of purchase, you hold the keys, and spending feels as familiar as tapping a card at checkout.
Oobit works with the self-custody wallet you already use, including MetaMask, Phantom, and Trust Wallet. You never transfer funds into a custodial account, and Oobit never holds them. Your digital dollars become everyday money: pay online, pay in stores, and spend across borders without friction.
If you can tap to pay, you can use crypto. That is the entire learning curve. Oobit supports spending at over 175 million merchants, with Apple Pay and Google Wallet compatibility, so your stablecoins work everywhere you already shop, eat, and travel.
Oobit Send Crypto settles stablecoins directly into local bank accounts through regional payment rails including SEPA, ACH, PIX, SPEI, Faster Payments, INSTAPAY, and more. Recipients get local currency, whether that is USD, EUR, GBP, BRL, MXN, PHP, IDR, or INR, and most transfers arrive within seconds.
Send to your own account or to a third party. For freelancers receiving stablecoin payments, families sending cross-border transfers, and anyone in emerging markets who needs a fast off-ramp to local currency, this turns crypto into a genuine remittance tool rather than a speculative asset.
In Brazil, Oobit is a native participant in Pix, the instant payment system 170 million Brazilians use every day. Send crypto to any Pix key, scan a QR code, or paste a copy-and-paste code, enter the amount in reais, and the payment goes out directly from your Oobit balance with instant confirmation.
Deposits work the same way in reverse: generate a Pix code in the app, pay it from any Brazilian bank, and your Oobit balance is credited on the spot in USDT. No exchange step, no cash-out wait, no withdrawal delay. The crypto is the money moving through the transaction.
The results speak for themselves. Since launching in Brazil in October 2025, Oobit's activity is up 202%, with average user spend of $400 per month. Everyday spending leads: groceries account for 35% of Brazilian transactions, restaurants 8.8%, department stores 5.3%, and fast food 4.1%. Around 26 million Brazilians own digital assets, yet only 26% have ever paid with them. Oobit closes that usability gap on rails Brazilians already trust.
Hold digital dollars, make global payments, issue unlimited corporate cards on the Visa network, pay vendors and contractors through local banking rails, and manage expenses from a single business account. One stablecoin treasury powers every operation.
CFOs managing multi-jurisdiction payroll and companies holding stablecoin treasury can finally run their entire financial operation on digital dollars. To see the full platform, explore Oobit for Business or get started and open your treasury today.
Oobit extends your stablecoin treasury to software. Each AI agent gets its own programmable corporate card with server-side spend rules, merchant limits, and real-time transaction logs. Finance teams set limits, merchant categories, and hard caps once, and Oobit enforces every rule on every transaction, logging each approval or decline in real time.
Agent Cards are built for software cardholders, not retrofitted from human expense tools. That means per-agent identity, programmatic rules, compatibility with frameworks like OpenAI, Claude, LangChain, CrewAI, Mastra, and AutoGen, and a shared dashboard covering human and agent spend side by side. Explore AI Payments to see how it works.
Oobit is backed by Tether, issuer of USDT, the world's leading stablecoin with $143 billion in circulation. That support underpins a platform built on trusted rails, not a fringe experiment.
Users agree: Oobit holds 4.8 stars on the App Store across 22,000+ reviews and 4.8 stars on Google Play across 25,000+ reviews. Paolo Ardoino, CEO of Tether, calls it "user-experience perfection" for real-life payments, and 2x World Surf Champion Filipe Toledo, Oobit's Global Ambassador, says the app makes crypto payments "simple, intuitive, and accessible for everyone."
Oobit exists to give people real financial freedom by making crypto usable in everyday life. Your money is truly yours: no bank can freeze it, no one can take your wallet, and you are not forced into currencies that lose value to inflation. You move money instantly and freely, wherever you are, and all you need is a phone.
The traditional system often works against people. Oobit is built to work in their favor. For a deeper look at how stablecoin spending is reshaping payments, visit Oobit insights.
Scan, download, and start spending your digital dollars today. Download Oobit and join the movement making money easy, open, free, and borderless for everyone.
And if you're excited by the future of money, join our team and help build it.