Crypto was supposed to change money. Oobit is the platform that finally makes it spendable. With Oobit, your stablecoins stop sitting in a wallet waiting for an exit and start working like real money: at the grocery store checkout, on your favorite website, in a cross-border transfer to family, or in the hands of an AI agent running your operations. You stay on chain, you stay in control, and you pay with a simple tap.
Our mission is simple: to make money easy, open, free, and borderless for everyone.
Oobit turns your self-custody wallet into a payment method accepted at over 175 million merchants worldwide. Pay online, pay in store, tap with Apple Pay or Google Wallet. If you can tap to pay, you can use crypto.
There are no top-ups, no pre-funded custodial accounts, and no middlemen holding your funds. Your money stays fully on chain until the moment of purchase, then settles as local currency to the merchant through Visa rails. One motion, from wallet to checkout.
Use the wallet you already trust, whether that is MetaMask, Phantom, Trust Wallet, or any other self-custody wallet. You never transfer funds to us, and we never hold them. Your keys stay your keys.
Oobit Send Crypto settles stablecoins directly into local bank accounts in 180+ countries through the regional payment rails people actually use every day:
Send to your own account or to a third party, and most transfers arrive within seconds. For freelancers paid in stablecoins, families sending money across borders, and anyone in emerging markets who needs a fast off-ramp into local currency, Oobit turns "waiting on a wire" into "done in seconds." Learn more about sending money with Oobit.
In Brazil, Oobit is a native participant in Pix, the instant payment network used by 170 million Brazilians every day, more than 80% of the country's population.
With Oobit, crypto and Pix become one seamless flow:
No exchange step. No cash-out wait. It is the same Pix flow Brazilians already trust, with crypto backing the payment. Since launching in Brazil in October 2025, Oobit activity is up 202%, with everyday spending leading the way: groceries account for 35% of transactions, restaurants 8.8%, department stores 5.3%, and fast food 4.1%.
Oobit Business replaces legacy banking with a stablecoin-powered financial stack. Hold digital dollars, make global payments, issue unlimited corporate cards, and manage expenses from one business account.
Whether you are a CFO running multi-jurisdiction payroll or a startup paying contractors across continents, one stablecoin treasury powers every operation. Ready to open your treasury and start paying the world? Get started.
Your software agents book cloud instances, renew SaaS subscriptions, and buy ads. They should not be doing it with a screenshot of someone's personal card.
Oobit Agent Cards issue programmable Visa cards to AI agents, funded from the same USDT treasury. Each agent gets its own card with server-side spend rules:
Finance sets the rules once. Oobit enforces them on every transaction, and a shared dashboard shows human and agent spend side by side. Explore AI payments to connect your assistant today.
Oobit is backed by Tether, issuer of USDT, the world's leading stablecoin with $143 billion in circulation. As Paolo Ardoino, CEO of Tether, puts it: "User-experience perfection. Oobit + $USDt for payments in real-life."
Our users agree. Oobit holds a 4.8-star rating on the App Store across 22,000+ reviews, and 4.8 stars on Google Play across 25,000+ reviews. World Surf Champion Filipe Toledo, our Global Oobit Ambassador, puts it simply: "Oobit makes crypto payments simple, intuitive, and accessible for everyone."
Money should be truly yours: no bank that can freeze it, no border that can slow it, no inflation that erodes it. You should be able to move it instantly, spend it anywhere, and hold the keys yourself, with nothing more than a phone.
The traditional system often works against people. Oobit is built to work in their favor. Download Oobit and turn your digital dollars into everyday money, or read more in our Oobit insights.
Crypto to payment, in one simple motion. That's Oobit.