Money should be easy, open, and borderless. Oobit makes it so. Oobit is the payments platform that turns your stablecoins into everyday spending power: tap to pay wherever Visa is accepted, send crypto straight to bank accounts in 180+ countries, and run your entire business on a stablecoin treasury, all without giving up control of your funds.
No top-ups. No pre-funding. No middlemen holding your money. Just crypto to payment in one simple motion, directly from the self-custody wallet you already trust.
Oobit exists to give people real financial freedom by making crypto usable in everyday life. Banks block transfers, fees slow everything down, and borders create friction at every turn. Oobit was built to work in your favor.
Connect the wallet you already use, whether that's MetaMask, Phantom, or Trust Wallet. You never transfer funds into a custody account, and Oobit never holds them. Your money stays on chain until the very moment of purchase, and it stays truly yours the whole time. If you can tap to pay, you can use crypto.
With the Oobit crypto card, your digital dollars work at over 175 million merchants worldwide. Pay online, pay in stores, or pay with local methods and supported local QR codes, in your own currency, anywhere you go. It's compatible with Apple Pay and Google Wallet, so checkout feels exactly like the tap-to-pay experience you already know.
Oobit Send Crypto settles stablecoins directly into local bank accounts through regional payment rails, including SEPA, ACH, PIX, SPEI, Faster Payments, and INSTAPAY, across 180+ countries. Send to your own account or to a third party. Recipients receive local currency, whether that's USD, EUR, GBP, BRL, MXN, PHP, or IDR, and most transfers arrive within seconds. For freelancers, families, and anyone in emerging markets who needs a fast off-ramp, sending crypto to a bank has never been this simple.
In Brazil, Oobit is a native participant in Pix, the instant payment system that reaches more than 80% of the country's population, some 170 million users who processed over 7 billion transactions in January 2026 alone. Pay any Pix key, scan a QR code, or paste a copy-and-paste code in reais, funded straight from your Oobit balance. Deposits work in reverse: generate a Pix code in the app, pay it from any Brazilian bank, and your balance is credited instantly in USDT. No exchange step, no cash-out wait.
Since launching in Brazil in October 2025, activity is up 202% and users spend an average of $400 per month, with everyday spending leading the way:
This is real people using crypto as money, for real life.
Oobit Business replaces legacy banking with a complete stablecoin-powered financial stack. Hold digital dollars, issue unlimited corporate cards accepted in 200+ countries on the Visa network, pay vendors and teams worldwide through local banking rails, and move funds between crypto and bank accounts, all from one treasury. With custom spending limits, real-time visibility, Apple Pay and Google Pay compatibility, and onboarding in under 48 hours, it's a financial stack built for how modern companies actually operate. Explore Oobit for Business and start paying the world.
Your AI agents are employees made of software, so give each one its own card. Oobit Agent Cards issue programmable Visa cards to AI agents directly from your company's USDT treasury. Finance sets spend limits, merchant categories, and hard caps once, and Oobit enforces every rule server-side while logging every approval or decline in real time.
It's corporate finance designed for software cardholders, not expense tools retrofitted for machines.
Oobit is backed by Tether, issuer of USDT, the world's leading stablecoin with $143 billion in circulation. Paolo Ardoino, CEO of Tether, calls it "user-experience perfection." Roger Ver of Bitcoin.com says Oobit lets anyone pay with Bitcoin, Bitcoin Cash, Tether, Ethereum, and other crypto anywhere. Joseph Abehsera, a crypto veteran of more than 10 years, believes Oobit has the greatest opportunity to bring crypto to the masses.
Users agree: Oobit holds 4.8 stars on the App Store across 22,000+ reviews, and 4.8 stars on Google Play across 25,000+ reviews. For a deeper look at how people are actually spending stablecoins around the world, browse the latest Oobit insights.
All you need is a phone, anywhere on the planet. Download Oobit and turn your digital assets into everyday money today: pay online, pay in store, pay across borders, and keep the keys to your own funds.
The people's money, finally spendable everywhere. That's Oobit.