Oobit is on a mission to make money easy, open, free, and borderless for everyone. It is the payments platform that lets crypto users, businesses, and AI agents spend directly from stablecoin wallets and treasuries at any merchant that accepts Visa, delivering real world utility without giving up control of funds. Accepted where you already pay, Oobit turns the assets you already hold, from USDT and other stablecoins to Bitcoin, Ethereum, Solana, and the OOB token, into everyday money.
The promise is simple: stay on chain, stay in control, and pay with a single tap. No top ups. No conversions. No middlemen controlling your funds. Banks block transfers, fees slow people down, currencies fluctuate, and borders create friction. Oobit is built to work in your favor, so the money you earn and hold actually works everywhere you go.
Spend at over 175 million merchants, online and in store, with Apple Pay and Google Wallet. If you can tap to pay, you can use crypto: check out online, pay at the register, and keep spending the same currency anywhere in the world, twenty-four hours a day, seven days a week. Where local payment methods rule the checkout, you can pay by scanning a local QR code and settle instantly, while the Oobit crypto card puts your digital dollars in your pocket with crypto cashback on everyday spending.
Oobit works with the wallet you already trust, whether that is MetaMask, Phantom, or Trust Wallet. You do not transfer funds and Oobit does not hold them: your money stays fully on chain until the moment of purchase. No bank can freeze or block it, nobody can take your wallet, and you hold the keys at all times. That is what financial freedom looks like when it comes with safety instead of chaos.
Oobit Send Crypto settles stablecoins directly into local bank accounts through regional payment rails including SEPA, ACH, PIX, SPEI, Faster Payments, INSTAPAY, and more, reaching more than 180 countries. Recipients receive local currency, and most transfers arrive within seconds, whether you are sending to your own account or to a third party. Peer to peer transfers become real world spending right away, and cross-border movement finally feels effortless.
Money flows in just as easily. Get paid in digital dollars from your bank, PayPal, Wise, or crypto wallet, then spend that balance anywhere Visa is accepted. Freelancers receiving stablecoin payments, families sending cross-border transfers, and users in emerging markets who need fast off-ramps to local currency all get the same thing: the friction between crypto and the real world, removed.
In Brazil, Oobit is a native participant in Pix, the instant payment network 170 million Brazilians use every day. Send crypto to any Pix key, scan a QR code, or paste a copy-and-paste code, and the payment goes out in reais straight from your Oobit balance, confirming in seconds with immediate recipient identification. Deposits work in reverse: generate a Pix code inside the app, pay it from any Brazilian bank, and your balance is credited on the spot in USDT. No exchange step, no separate cash-out, no waiting for a withdrawal to clear. It is the same Pix flow Brazilians already know, with crypto backing the payment.
The results are hard to argue with. Since launching in Brazil in October 2025, activity is up 202%, with average user spend of $400 per month, and everyday spending leads the way: groceries account for 35% of transactions, restaurants 8.8%, department stores 5.3%, and fast food 4.1%. Pix reaches more than 80% of Brazil's population and processed over 7 billion transactions in January 2026 alone. Oobit puts stablecoins directly on the rails Brazilians already trust.
Oobit Business replaces legacy banking with a stablecoin-powered financial stack: corporate cards, global payroll, vendor payments, and treasury management from a single platform. Issue unlimited corporate cards on the Visa network, pay vendors and contractors worldwide through local banking rails, and move funds between crypto and bank accounts whenever operations demand it. One stablecoin treasury powers every business operation, with Apple Pay and Google Pay compatibility, custom spending limits, and real-time visibility, and onboarding takes under 48 hours. CFOs managing multi-jurisdiction payroll and finance teams tired of slow wires can see the business platform in action and open a company treasury without the usual banking runaround.
Oobit Agent Cards extend that same treasury to software. Each AI agent gets its own programmable corporate card funded from the company's USDT treasury, with server-side spend rules, merchant limits, and real-time transaction logs. Finance sets spend limits, merchant categories, and hard caps once, and Oobit enforces every rule server-side, logging every approval or decline in real time.
These cards are built for software cardholders, not retrofitted from human expense tools. Every agent gets a per-agent identity, programmable rules, framework and API compatibility, and a shared dashboard where human and agent spend live side by side. Whether you build with OpenAI, Claude, LangChain, CrewAI, Mastra, AutoGen, or your own custom agent frameworks, you can explore Oobit's AI payments, connect the assistant you already use, and let it spend stablecoins on your behalf while you keep full control.
Oobit is designed for the people and teams who believe money should move as freely as they do. From travelers and nomads to CFOs running payroll across continents, one platform covers the full spectrum of people who want their money to work as hard as they do. Oobit is built for:
Oobit is supported by Tether, the leader in the stablecoin ecosystem and the issuer of USDT, the world's leading stablecoin with $143 billion in circulation. The app holds a 4.8-star rating on the App Store across more than 22,000 reviews and another 4.8 stars on Google Play across more than 25,000 reviews. Paolo Ardoino, CEO of Tether, describes the experience plainly: "User-experience perfection. Oobit + $USDt for payments in real-life."
Others who live and breathe this industry agree. Filipe Toledo, Global Oobit Ambassador and two-time World Surf Champion, says Oobit makes crypto payments "simple, intuitive, and accessible for everyone," while crypto veteran Joseph Abehsera goes further: "After 10+ years in crypto, I believe Oobit has the greatest opportunity to bring crypto to the masses." For a closer look at how stablecoin spending is evolving, explore Oobit's insights and see the data behind the shift.
Getting started takes minutes and nothing else: download the app, connect the wallet you already use, and tap to pay wherever you already shop. There is no new bank account to open, no card to wait for in the mail, and no custodian to trust with your keys, because all you need is a phone, anywhere on the planet. And if the future of money excites you as much as it excites us, explore careers at Oobit and help build the platform making crypto usable in everyday life. This is the people's money. Pay with Oobit.