Oobit is the payments platform that turns your stablecoins into everyday money. Tap to pay in stores, checkout online, send funds to bank accounts worldwide, and run your entire business on a stablecoin treasury, all without giving up control of your funds. If you can tap to pay, you can use crypto.
Crypto was meant to set money free. Instead, most people still watch their digital assets sit idle while real life runs on cards, bank transfers, and payment apps. Oobit closes that gap. With Oobit, you spend at over 175 million merchants on the Visa network, with your stablecoin wallet powering every tap, swipe, and checkout.
There are no top-ups, no pre-funded custodial accounts, and no middlemen holding your funds. You connect the wallet you already trust, stay on chain until the moment of purchase, and keep your keys at all times.
Oobit turns your digital assets into everyday spending power:
Apple Pay and Google Wallet compatibility means the experience feels exactly like the payments you already know. The only difference is what's behind it: your own wallet, your own funds.
Oobit Send Crypto settles stablecoins directly into local bank accounts through regional payment rails: SEPA in Europe, ACH in the US, Pix in Brazil, SPEI in Mexico, Faster Payments in the UK, INSTAPAY in the Philippines, and many more. In total, Oobit reaches bank accounts in 180+ countries, with most transfers arriving within seconds.
Send to your own account, or send to a third party: a landlord, a vendor, family back home, a freelancer on the other side of the world. Crypto leaves your wallet, local currency lands in a real bank account. No inflated fees, no border friction, no waiting days for a wire to clear.
In Brazil, Oobit is a native participant in Pix, the instant payment system used by more than 80% of the country's population. That means real, everyday crypto payments inside the network Brazilians trust:
No exchange step. No cash-out wait. Since launching in Brazil in October 2025, activity has grown 202%, and everyday spend leads the way: groceries account for 35% of transactions, restaurants 8.8%, department stores 5.3%, and fast food 4.1%. Around 26 million Brazilians own digital assets, yet only about a quarter have ever paid with them. Oobit is changing that, one Pix key at a time.
Oobit Business replaces legacy banking with a stablecoin-powered financial stack. Hold digital dollars, make global payments, issue unlimited corporate cards, and manage expenses from a single business account. One stablecoin treasury powers every operation your company runs:
Onboarding takes under 48 hours, with custom spending limits, real-time visibility, and Apple Pay and Google Pay compatibility built in. Get started and open your treasury in minutes.
Software now buys things: SaaS renewals, ad budget top-ups, cloud purchases. Oobit Agent Cards extend your stablecoin treasury to AI agents, with finance-grade controls designed for software cardholders rather than retrofitted from human expense tools:
Explore AI Payments to connect Oobit to your AI assistant and let it pay with stablecoins while you stay in control.
Oobit is built for anyone who believes money should work for people, not the other way around:
Oobit is backed by Tether, issuer of USDT, the world's leading stablecoin with $143 billion in circulation. As Paolo Ardoino, CEO of Tether, puts it: "User-experience perfection. Oobit + $USDt for payments in real-life."
The app holds 4.8 stars on the App Store across 22,000+ reviews, and 4.8 stars on Google Play across 25,000+ reviews. Filipe Toledo, two-time World Surf Champion and Global Oobit Ambassador, puts it simply: "Oobit makes crypto payments simple, intuitive, and accessible for everyone."
We believe in a world where your money is truly yours, and no bank can freeze or block it. Where you spend the same currency anywhere on the planet, around the clock. Where you move money instantly and freely, without inflated fees or borders, and where all you need is a phone. Financial freedom should come with safety, not chaos, and Oobit is built to deliver both.
Ready to make the switch? Download Oobit and start spending your crypto where you already pay, today.
© Oobit Technologies 2026. All rights reserved. Oobit provides technology that enables users to spend digital assets through existing payment networks. Services are subject to regional availability and regulatory requirements.