Oobit turns your stablecoins into everyday money. Tap to pay in stores, check out online, send crypto to any bank account in 180+ countries, and run your entire business on a stablecoin treasury, all without ever giving up control of your funds. No top-ups. No conversions. No middlemen. Just crypto to payment in one simple motion.
Oobit's mission is simple: make money easy, open, free, and borderless for everyone. Banks block transfers, fees slow people down, and borders create friction. Oobit exists to flip that dynamic, putting financial power back where it belongs: in your hands, in your wallet, on your terms.
Oobit keeps you on chain and in control. Connect the wallet you already trust, such as MetaMask, Phantom, or Trust Wallet. You do not transfer funds into custody and Oobit does not hold them. Your stablecoins stay in your wallet until the exact moment you spend them, and every payment settles with a simple tap.
If you can tap to pay, you can use crypto. That is the whole idea. Oobit delivers an Apple Pay-style experience for stablecoins, letting you spend at over 175 million merchants worldwide through the Visa network, with Apple Pay and Google Wallet support built in.
From groceries to restaurants to online subscriptions, Oobit makes digital assets usable as everyday money. You can:
Oobit Send Crypto settles stablecoins directly into local bank accounts through the regional payment rails people actually use: SEPA in Europe, ACH in the US, Faster Payments in the UK, SPEI in Mexico, INSTAPAY in the Philippines, and many more. Recipients receive local currency in 180+ countries, often within seconds. Whether you are a freelancer getting paid in stablecoins or a family sending cross-border support, Oobit turns crypto into money that lands where it needs to go.
In Brazil, Oobit goes even further as a native participant in Pix, the instant payment system 170 million Brazilians use every day. Pay any Pix key, scan a QR code, or paste a copy-and-paste code in reais, funded straight from your crypto balance. Deposit by generating a Pix code in the app and paying it from any Brazilian bank, and your balance is credited instantly in USDT. No exchange step, no cash-out wait. Since launching in Brazil in October 2025, Oobit activity has grown 202%, with everyday spend leading the way: groceries account for 35% of transactions, restaurants 8.8%, and department stores 5.3%.
Oobit Business replaces legacy banking with a stablecoin-powered financial stack. Hold digital dollars, make global payments, and manage expenses from one business account:
One stablecoin treasury powers every operation, so your finance team stops juggling accounts and starts moving money at the speed of business. Ready to open your treasury? Get started and start paying the world.
Software is becoming a coworker, and coworkers need cards. Oobit Agent Cards issue dedicated programmable Visa cards to AI agents, funded from the same company USDT treasury. Finance teams set spend limits, merchant categories, and hard caps once, and Oobit enforces every rule server-side while logging every approval or decline in real time. Each agent gets its own identity, its own card, and a shared dashboard for human and agent spend. Explore AI Payments to connect Oobit to your AI assistant while you stay fully in control.
Oobit is backed by Tether, issuer of USDT, the world's leading stablecoin with $143 billion in circulation. That is why Paolo Ardoino, CEO of Tether, calls Oobit "user-experience perfection" for real-life payments, and why the app holds 4.8 stars on the App Store with 22,000+ reviews and 4.8 stars on Google Play with 25,000+ more.
Oobit was built on a belief: your money should be truly yours. No bank can freeze it. No one can take your wallet. You move it instantly and freely, without inflated fees or borders, and you are never forced into currencies that lose value to inflation. All you need is a phone, anywhere on the planet.
Financial freedom should come with safety, not chaos, and Oobit is built to deliver both. Download Oobit and start spending your crypto where life actually happens, or dive deeper into how stablecoin payments are changing global money in Oobit insights.
If you are excited by the future of money, we would love to hear from you: join our team and help build the first app designed for real world crypto payments.