Money should be as borderless as you are. Oobit is the payments platform that turns stablecoins into everyday spending power: tap to pay anywhere Visa is accepted, send crypto straight to bank accounts worldwide, and run an entire business on a stablecoin treasury, all while staying in control of your own funds. No top-ups, no conversions, no middlemen holding your money. Just crypto to payment in one simple motion.
Crypto promised financial freedom, but everyday payments stayed complicated. Oobit closes that gap. Connect the wallet you already trust, whether that's MetaMask, Phantom, or Trust Wallet, and keep your funds on chain until the exact moment you pay. You never transfer your balance into someone else's custody, because Oobit believes your money should be truly yours. No bank can freeze it. No one can block it. You hold the keys.
If you can tap to pay, you can use crypto. That's the whole learning curve. Spend at over 175 million merchants online, in store, and with Apple Pay and Google Wallet. The same currency, accepted anywhere in the world, twenty-four hours a day, seven days a week.
Oobit Send Crypto settles stablecoins directly into local bank accounts through the regional payment rails people actually use: SEPA in Europe, ACH in the United States, PIX in Brazil, SPEI in Mexico, Faster Payments in the UK, INSTAPAY in the Philippines, and more. Recipients get local currency, whether that's USD, EUR, GBP, BRL, MXN, or PHP, in 180+ countries, and most transfers arrive within seconds.
This is a game changer for freelancers paid in stablecoins, families sending cross-border transfers, and anyone in emerging markets who needs a fast off-ramp into local currency. Send to your own account or to a third party. Either way, it's crypto in, cash out, with no exchange step and no waiting for a withdrawal to clear.
In Brazil, Oobit isn't a bridge bolted onto the outside of the local system. It's a native participant in Pix, the instant payment network used by more than 80% of Brazil's population, over 170 million people and more than 7 billion transactions in January 2026 alone.
Since launching in Brazil in October 2025, activity has grown 202%, with average user spend of $400 per month. And the spending is refreshingly ordinary: groceries lead at 35% of transactions, followed by restaurants at 8.8%, department stores at 5.3%, and fast food at 4.1%. Crypto has become grocery money, and that's exactly the point.
Companies holding digital dollars shouldn't need a patchwork of banks, cards, and transfer services. Oobit Business replaces all of it with one stablecoin-powered financial stack:
Hold digital dollars, make global payments, issue cards, and manage expenses from one business account. Ready to open your treasury and start paying the world? Explore Oobit for Business or get started today.
AI agents are becoming real employees: they buy cloud capacity, renew subscriptions, and pay vendors. Oobit Agent Cards extend your stablecoin treasury to software, built for machine cardholders rather than retrofitted from human expense tools.
No more shared card credentials passed between bots. Every agent is its own cardholder with its own rules, and finance keeps full control.
Oobit works for anyone who believes money should move as freely as information:
Oobit is supported by Tether, issuer of USDT, the world's leading stablecoin with $143 billion in circulation. Paolo Ardoino, CEO of Tether, calls it "user-experience perfection. Oobit + $USDt for payments in real-life." Pay with USDT, USDC, BTC, ETH, SOL, BNB, and more, all from the wallet you already use. For a deeper look at how stablecoin spending is growing across regions and merchant categories, see the latest Oobit insights.
The results speak for themselves: 4.8 stars on the App Store across 22,000+ reviews, and 4.8 stars on Google Play across 25,000+. As Roger Ver puts it, thanks to Oobit, anyone can now pay with Bitcoin, Tether, Ethereum, and other crypto, anywhere. As two-time World Surf Champion and Global Oobit Ambassador Filipe Toledo says, "Oobit makes crypto payments simple, intuitive, and accessible for everyone."
Financial freedom shouldn't require a branch visit, a wire transfer, or a waiting period. It should require a phone and a tap. Oobit is built to work in your favor: instant, borderless, and always under your control. Download Oobit and start spending your digital dollars everywhere you go.