Money that moves when you do. Oobit turns stablecoins into everyday spending power, at millions of merchants worldwide, straight from the wallet you already control.
Oobit removes the friction between crypto and the real world. Keep your funds in your own self-custody wallet, whether that's MetaMask, Phantom, or Trust Wallet, and pay online, in store, or across local payment rails with a simple tap. No top-ups, no pre-funding, no middlemen holding your money. You stay on chain until the moment of purchase, and you stay in control at all times.
If you can tap to pay, you can use crypto. That's the whole idea.
With Oobit Send Crypto, stablecoins settle directly into local bank accounts through the payment rails each region already trusts:
Send to your own account or to a third party in 180+ countries. Most transfers arrive within seconds, so a stablecoin payment becomes spendable local currency almost instantly. For freelancers getting paid in digital dollars and families supporting relatives across borders, this is the fast off-ramp the traditional system never gave them.
In Brazil, Oobit isn't just connected to Pix, it participates in it. Pay any Pix key, scan a QR code, or paste a copy-and-paste code in reais, funded directly from your Oobit balance. Deposits work the other way too: generate a Pix code in the app, pay it from any Brazilian bank, and your balance is credited instantly in USDT. No exchange step, no cash-out wait.
Since launching in Brazil in October 2025, activity is up 202%, and everyday life leads the spending: groceries make up 35% of transactions, restaurants 8.8%, department stores 5.3%, and fast food 4.1%. The average user spends around $400 per month. This is crypto doing the grocery run.
Your AI assistant can now pay with stablecoins while you stay in control. Explore AI Payments to connect Oobit to your agent of choice, whether it's built on OpenAI, Claude, LangChain, CrewAI, Mastra, or AutoGen.
Oobit Agent Cards are designed for software cardholders, not retrofitted from human expense tools:
Replace shared card credentials with per-agent cards, and give your software real spending power with finance-grade controls.
Oobit Business replaces legacy banking with a stablecoin-powered financial stack. Hold digital dollars, issue unlimited corporate cards on the Visa network, pay vendors and contractors through local banking rails, and run global payroll, all from one treasury. Apple Pay and Google Pay compatible, with onboarding in under 48 hours. Get started and open your treasury today.
Oobit is backed by Tether, issuer of USDT, the world's leading stablecoin with $143 billion in circulation. The app holds 4.8 stars on the App Store across 22K+ reviews and 4.8 stars on Google Play across 25K+ reviews. And Pix, the network Oobit plugs into in Brazil, reached over 7 billion transactions in January 2026 alone.
For more data on where stablecoin spending is heading, see the latest in Oobit insights.
No bank can freeze your funds. No border can slow you down. No inflation-prone local currency decides what your money is worth. Oobit exists to give people real financial freedom by making crypto usable in everyday life, and the product speaks for itself.
Download Oobit and start paying with your digital dollars today. If you're excited by the future of money, you can also join our team.