Oobit exists to make money easy, open, free, and borderless for everyone. It is the payments platform that lets crypto users, businesses, and AI agents spend directly from stablecoin wallets and treasuries at any merchant that accepts Visa, delivering real-world utility without giving up control of funds. From the coffee shop around the corner to a vendor payout across the ocean, the crypto you hold becomes money you can actually use. If you can tap to pay, you can use crypto.
Most crypto products ask you to hand your money over first: top up a card, convert to fiat, wait for a withdrawal to clear. Oobit removes the friction between crypto and the real world. Your funds stay in the wallet you already trust, stay fully on chain until the moment of purchase, and turn into everyday spending with a simple tap. No top-ups. No conversions. No middlemen controlling your money.
With Oobit, you can:
The Oobit crypto card turns stablecoins into money that works everywhere Visa does. Add it to Apple Pay or Google Wallet and pay for groceries, fuel, hotels, and dinners exactly like everyone else at the checkout: the merchant gets paid as usual, and you keep holding your keys. Whether you hold USDT, Bitcoin, Ethereum, Solana, or the OOB token, the experience is the same, crypto to payment in one simple motion. Take a closer look at the crypto card.
Oobit connects to the self-custody wallets people actually use, including MetaMask, Phantom, and Trust Wallet. You never transfer your funds to Oobit, and Oobit never holds them, so you stay fully in control at all times. Better yet, everyday spending pays you back: earn crypto cashback as you go, and use ATM withdrawals when only paper money will do.
Oobit Send Crypto settles stablecoins directly into local bank accounts through the payment rails people already use every day: SEPA in Europe, ACH in the United States, PIX in Brazil, SPEI in Mexico, Faster Payments in the UK, INSTAPAY in the Philippines, and more. That adds up to 180+ countries, and most transfers arrive within seconds. Send to your own account or to a third party: freelancers cash out stablecoin payments, families move money across borders without the remittance runaround, and recipients simply watch local currency land in their bank.
In Brazil, Oobit is a native participant in Pix, the instant payment system 170 million Brazilians use every day. Pay any Pix key, scan a QR code, or paste a copy-and-paste code, enter the amount in reais, and the payment goes out straight from your Oobit balance, confirming in seconds. To deposit, generate a Pix code in the app, pay it from any Brazilian bank, and your balance is credited on the spot in USDT. No exchange step, no cash-out wait: the crypto is the money moving through the transaction. The same simplicity travels with you, because you can scan supported local QR codes and pay instantly wherever you go. Explore local QR payments.
The numbers show what everyday adoption looks like. Since launching in Brazil in October 2025, Oobit activity has grown 202%, with users spending an average of $400 per month on real life: groceries account for 35% of transactions, restaurants 8.8%, department stores 5.3%, and fast food 4.1%. Pix reaches more than 80% of Brazil's population and processed over 7 billion transactions in January 2026 alone, and Oobit puts crypto right inside that flow. For a deeper look at where real-world crypto spending is heading, browse Oobit insights.
Oobit Business replaces legacy banking with a stablecoin-powered financial stack. Open a treasury in digital dollars, issue unlimited corporate cards on the Visa network, pay vendors and teams through local banking rails, and move funds between crypto and bank accounts, all from a single platform. It works with Apple Pay and Google Pay, and onboarding takes under 48 hours.
For CFOs, that means multi-jurisdiction payroll without a maze of banking relationships. For finance teams, it means global payments that move at the speed of the internet instead of the speed of a wire transfer. See what Oobit Business can do for your company, then open your business account when you are ready to build on digital dollars.
Software is starting to buy things: SaaS renewals, ad inventory, cloud compute. Oobit Agent Cards extend your stablecoin treasury to your AI agents, giving each one its own programmable Visa card with a per-agent identity. Finance teams set spend limits, merchant categories, and hard caps once, and Oobit enforces every rule server-side while logging every approval or decline in real time.
Agent Cards are built for software cardholders, not retrofitted from human expense tools. They plug into the frameworks your team already runs, including OpenAI, Claude, LangChain, CrewAI, Mastra, and AutoGen, and a shared dashboard shows human and agent spending side by side, retiring shared card credentials for good. Dive into AI payments. Soon you will even connect Oobit to your personal AI assistant and let it pay with stablecoins while you stay in control.
Money today is often controlled by systems that decide when, where, and how you can use your own funds. Banks block transfers, fees slow people down, currencies fluctuate, and borders create friction. Crypto promised to change all of this, yet everyday payments stayed complicated. Oobit is built for the world that should exist: one where your money is truly yours and no one can freeze it, where you spend the same currency anywhere on earth, twenty-four hours a day, and where all you need is a phone. Financial freedom, with safety built in.
Oobit is for anyone who believes money should move as freely as information:
Oobit is supported by Tether, issuer of USDT, the world's leading stablecoin with $143 billion in circulation. Paolo Ardoino, CEO of Tether, calls the experience "User-experience perfection. Oobit + $USDt for payments in real-life." Everyday users agree: Oobit holds 4.8 stars on the App Store across 22,000+ reviews and 4.8 stars on Google Play across 25,000+ reviews. And Filipe Toledo, two-time World Surf Champion and Oobit's Global Ambassador, puts it simply: Oobit "makes crypto payments simple, intuitive, and accessible for everyone."
The people's money already fits in your pocket. Download the app, connect the wallet you trust, and start spending your crypto like the everyday money it was always meant to be. Download the Oobit app and pay everywhere.