Oobit makes money easy, open, free, and borderless. It is the payments platform that turns stablecoins into real world spending power: tap to pay anywhere Visa is accepted, send crypto straight into bank accounts in 180+ countries, and run your entire business on a stablecoin treasury, all without giving up control of your funds.
Crypto was supposed to be freedom money. Instead it became something people hold, trade, and watch on charts. Oobit exists to close that gap, to make digital assets behave like actual money at the grocery store, the restaurant, the online checkout, and the payroll run. If you can tap to pay, you can use crypto.
Oobit is built on a simple principle: you hold the keys. Connect the self-custody wallet you already trust, whether that is MetaMask, Phantom, or Trust Wallet. There are no top-ups, no pre-funded accounts, and no custody handoffs. Your funds stay on chain until the moment of purchase, and then they move, exactly when and where you tell them to.
Traditional banking systems decide when you can move money, where you can send it, and how much it costs you. Oobit flips that dynamic. You spend the same currency anywhere in the world, 24/7, with no borders, no inflated fees, and no one standing between you and your money.
With the Oobit crypto card, your stablecoins become everyday purchasing power. Tap to pay in stores, check out online, add it to Apple Pay and Google Wallet, and spend at millions of merchants worldwide. No conversions in advance, no middlemen, just crypto to payment in one simple motion.
Oobit supports the assets people actually hold, including USDT, USDC, BTC, ETH, SOL, and more. The experience is designed to feel as familiar and safe as any card in your physical wallet, because financial freedom should not require a learning curve.
Oobit Send Crypto settles stablecoins directly into local bank accounts through the payment rails each region already runs on: SEPA in Europe, ACH in the US, PIX in Brazil, SPEI in Mexico, Faster Payments in the UK, INSTAPAY in the Philippines, and more. Recipients get local currency, USD, EUR, GBP, BRL, MXN, PHP, IDR, INR, and beyond, in 180+ countries, often within seconds.
For freelancers paid in stablecoins, families sending cross-border transfers, and anyone in emerging markets who needs a fast off-ramp, this changes the math. No exchange step, no withdrawal wait, no friction at the border.
In Brazil, Oobit is a native participant in Pix, the instant payment network used by 170 million people every day. Send crypto to any Pix key, QR code, or copy-and-paste code in reais, funded straight from your Oobit balance. Deposit by generating a Pix code in the app and paying it from any Brazilian bank, with instant USDT crediting. It is the same Pix flow Brazilians already trust, with crypto backing the payment.
The results speak for themselves. Since launching in Brazil in October 2025, activity is up 202%, with average user spend of $400 per month, led by everyday purchases like groceries and restaurants.
Oobit Business replaces legacy banking with a stablecoin-powered financial stack:
One stablecoin treasury powers every operation. CFOs managing multi-jurisdiction payroll and teams paying contractors worldwide get a single platform instead of a tangle of banking relationships. Explore Oobit for Business or get started today.
Software is becoming a spender, and Oobit is ready for it. Oobit Agent Cards extend your business treasury to AI agents, giving each one its own programmable Visa card with server-side spend rules, merchant category limits, and hard caps. Finance sets the rules once, and Oobit enforces every approval and decline in real time, with a shared dashboard for human and agent spend.
Built for teams deploying agents on OpenAI, Claude, LangChain, CrewAI, Mastra, AutoGen, or custom frameworks, Agent Cards replace shared card credentials with per-agent identity and finance-grade controls. Learn more on the AI payments page.
Oobit is supported by Tether, issuer of USDT, the world's leading stablecoin with $143 billion in circulation. That partnership anchors Oobit to the deepest liquidity in the stablecoin ecosystem and reflects a shared conviction: digital dollars should work as everyday money, everywhere, for everyone.
Oobit holds 4.8 stars on the App Store across 22K+ reviews and 4.8 stars on Google Play across 25K+ reviews. Paolo Ardoino, CEO of Tether, calls it "user-experience perfection" for real-life payments. Filipe Toledo, two-time World Surf Champion and Global Oobit Ambassador, says Oobit makes crypto payments "simple, intuitive, and accessible for everyone."
The traditional system often works against people. Oobit is built to work in their favor. All you need is a phone, anywhere on the planet. For deeper reading on where stablecoin payments are heading, browse our latest insights, download the app, or join our team and help build the people's money.
Oobit Technologies 2026. © All rights reserved.