Oobit exists for one simple reason: to make money easy, open, free and borderless for everyone. It is the payments platform that lets crypto users, businesses, and AI agents spend directly from stablecoin wallets and treasuries anywhere Visa is accepted, delivering real world utility without ever giving up control of your funds. If you have ever felt that crypto should work as everyday money, you have found the platform built to make that true.
The traditional financial system often works against people. Banks block transfers, fees slow everything down, currencies fluctuate, and borders create friction. Crypto was supposed to change that, to put control back in the hands of individuals, but in practice it stayed too complicated for everyday payments. Oobit was built to close that gap: the same digital dollars you hold, ready to spend at checkout, send to a bank account, or power your company's payroll, all from the wallet you already trust.
Oobit removes the friction between crypto and the real world. You stay on chain, you stay in control, and you pay with a simple tap. There are no top-ups, no conversions into a separate balance, no middlemen holding your funds. Just crypto to payment in one simple motion, at more than 175 million merchants worldwide.
The experience is deliberately familiar. Use your own wallet, such as MetaMask, Phantom or Trust Wallet, connect it once, and go. You never transfer your funds into custody, because Oobit does not hold them. If you can tap to pay, you can use crypto. That is the whole idea.
Oobit Send Crypto settles stablecoins directly into local bank accounts through the regional payment rails each country actually uses, including SEPA in Europe, ACH in the US, PIX in Brazil, SPEI in Mexico, Faster Payments in the UK, INSTAPAY in the Philippines and more. Send to your own account or to a third party, in 180+ countries, with most transfers arriving within seconds.
For the millions of people who need a fast, dependable off-ramp to local currency, this changes everything. Freelancers receiving stablecoin payments, families sending cross-border transfers, and users in emerging markets no longer wait days for a wire or lose a chunk to inflated fees. You send crypto, your recipient receives local currency, and the money moves instantly.
In Brazil, Oobit goes further than anywhere else. Oobit is a native participant in Pix, the instant payment system 170 million Brazilians use every day and that reaches more than 80% of the country's population, having processed over 7 billion transactions in January 2026 alone.
Since launching in Brazil in October 2025, Oobit's activity has grown 202%, with average user spend of about $400 per month. And the spending is refreshingly ordinary: groceries lead at 35% of transactions, followed by restaurants, department stores, and fast food. Around 26 million Brazilians own digital assets, yet only a fraction have ever paid with them. Oobit closes that usability gap by putting crypto on the rails Brazilians already trust.
Oobit Business replaces legacy banking with a stablecoin-powered financial stack. Hold digital dollars in your corporate treasury, and from that single balance run every operation that used to need a bank:
Onboarding takes under 48 hours, and CFOs managing multi-jurisdiction payroll get one platform instead of a tangle of banking relationships. Explore Oobit for Business to see the full stack, or get started and open your treasury today.
The next employee at your company may not be a person. Oobit Agent Cards extend your stablecoin treasury to software: each AI agent gets its own dedicated, programmable Visa card funded from the company's USDT treasury.
Agent Cards are built for software cardholders from the ground up, not retrofitted from human expense tools. Finance sets the rules, Oobit enforces them on every transaction, and your autonomous agents get real spending power with finance-grade control. Learn more about AI Payments to see how it works.
Oobit is powered by Oobit DePay, its decentralized settlement layer that enables wallet-native payments without pre-funding or custody transfer: one signing request, one on-chain settlement, and the merchant receives local currency via Visa rails. The platform is backed by Tether, issuer of USDT, the world's leading stablecoin with $143 billion in circulation, and its CEO Paolo Ardoino calls it "user-experience perfection."
The numbers speak plainly, too. Oobit holds 4.8 stars on the App Store across 22,000+ reviews and 4.8 stars on Google Play across 25,000+ reviews. For deeper market data and analysis on stablecoin payments, see the latest from Oobit insights.
Oobit's belief is simple: your money is truly yours, no bank can freeze it, you spend the same currency anywhere on the planet, and financial freedom comes with safety, not chaos. You hold the keys. You move money instantly and freely. And all of it fits in your pocket.
Ready to turn your digital assets into everyday money? Download Oobit and tap to pay with crypto, anywhere Visa is accepted. And if you are excited by the future of money and want to help build it, we would love to hear from you: join our team.
Oobit. The people's money.