Oobit — Pay with crypto. Pay everywhere.

Oobit turns stablecoins into everyday money: spend directly from your self-custody wallet at Visa-accepting merchants, send crypto to bank accounts worldwide, and run modern business finance on a stablecoin treasury—without giving up control of your funds.

Money should be easy, open, free, and borderless. Oobit is built for that reality: you stay on-chain, you stay in control, and you pay with a simple tap—online, in-store, or on the go.

Person holding a smartphone near a card payment terminal to pay with crypto, showing a $9.80 Subway transaction.

Wallet-native payments that keep you in control

Oobit connects the wallet you already use—MetaMask, Phantom, Trust Wallet and more—to real-world checkout. Your crypto stays in your wallet and only converts to local currency at the moment you pay, so you don’t pre-fund a custodial balance or hand over the keys.

Behind the scenes, Oobit is powered by DePay: a decentralized settlement layer designed for wallet-native payments. You authorize the purchase with a single signing request; settlement happens on-chain; the merchant gets paid through familiar card rails—fast, seamless, and built for daily use.

Tap-to-pay simplicity, global acceptance

Oobit delivers an Apple Pay-style experience for stablecoins. If you can tap to pay, you can use crypto—bringing real-world utility to USDT, USDC, and other supported assets with an experience that feels instantly familiar.

Use Oobit for the moments that matter day-to-day: commuting, groceries, dining out, travel, subscriptions, and everything in between—anywhere Visa is accepted.

Send Crypto: stablecoins to bank accounts in 180+ countries

Oobit isn’t just for spending—it’s for moving money across borders with speed. Oobit Send Crypto settles stablecoins directly into local bank accounts via regional payment rails like SEPA, ACH, PIX, SPEI, Faster Payments, INSTAPAY, BI FAST, IMPS/NEFT, and NIP—reaching 180+ countries, often within seconds.

Whether you’re paying yourself, paying family, or paying a contractor, you send crypto and the recipient receives local currency—without the friction, delays, or complexity people expect from international transfers. Explore the product here: send crypto globally.

Brazil + Pix: crypto utility on the rails people already trust

In Brazil, Oobit is a native participant in Pix—the instant payment network used by 170 million Brazilians every day. That means you can send crypto to any Pix key, QR code, or copy-and-paste code in reais, and the transfer confirms in seconds with immediate recipient identification.

Depositing is just as natural: generate a Pix code inside Oobit, pay it from any Brazilian bank, and your balance is credited instantly in USDT—no exchange step and no cash-out wait. Since launching in Brazil in October 2025, Oobit activity is up 202%, with average user spend of $400 per month—driven by everyday purchases like groceries, restaurants, and department stores.

Oobit Business: a stablecoin-powered financial stack

For companies, Oobit Business replaces legacy banking with a modern, stablecoin-first operating account. One stablecoin treasury can power corporate cards, vendor payments, global payroll, and treasury management—from a single platform.

Built for real operations, Oobit Business supports Apple Pay and Google Pay compatibility and fast onboarding (under 48 hours), so teams can move from “crypto as an asset” to “stablecoins as working capital” without slowing down the business.

Agent Cards: give AI agents real spending power—with finance-grade controls

Oobit Agent Cards extend your stablecoin treasury to software. Each AI agent gets its own programmable corporate card, while finance teams set server-side rules once—spend limits, merchant category controls, and hard caps—then Oobit enforces every rule and records real-time transaction logs for every approval or decline.

It’s purpose-built for production agent workflows and operators using OpenAI, Claude, LangChain, CrewAI, Mastra, AutoGen, or custom frameworks—replacing shared credentials with per-agent identity and clear, auditable spend.

Who Oobit is for

Oobit is designed for people and organizations that want crypto to work in real life—without giving up self-custody or relying on slow, expensive rails.

Trusted infrastructure, proven in the real world

Oobit is backed by Tether, the issuer of USDT. The platform is also proven at scale with strong user satisfaction: 4.8★ on the App Store (22K+ reviews) and 4.8★ on Google Play (25K+ reviews).

If you’re ready to make stablecoins spendable—at checkout, across borders, and across your organization—discover more in learn more.

Download Oobit in Brazil on iOS: https://apps.apple.com/br/app/oobit-pay-with-crypto-card/id1598882898