Oobit makes stablecoins spendable anywhere Visa is accepted, sendable to any bank account worldwide, and powerful enough to run an entire business, all directly from the wallet you already control. No top-ups. No conversions. No middlemen holding your funds. If you can tap to pay, you can use crypto.
Crypto was supposed to be money for everyone, everywhere. But in practice, spending it has always been the hard part: exchanges, withdrawal waits, fees, and platforms that ask you to hand over your keys. Oobit closes that gap. Your funds stay on chain until the moment of purchase, and your money stays truly yours.
Pay online, pay in store, pay across borders. With Oobit you can tap to pay at over 175 million merchants on the Visa network, with Apple Pay and Google Wallet compatibility baked in. Peer-to-peer transfers become real-world spending instantly, because your wallet is your payment method.
The experience is deliberately familiar. There is no new interface to learn, no complex flow to memorize. You hold the keys in a wallet you already trust, such as MetaMask, Phantom, or Trust Wallet, and Oobit handles the rest. You do not transfer funds to us, and we do not hold them.
Oobit Send Crypto settles stablecoins directly into local bank accounts through regional payment rails, including SEPA, ACH, PIX, SPEI, Faster Payments, INSTAPAY, and more, across 180+ countries. Send to your own account or to a third party; most transfers arrive within seconds.
This is what cross-border money movement should feel like:
For freelancers receiving stablecoin payments, families sending cross-border transfers, and anyone who needs a fast off-ramp to local currency, Send Money with Oobit turns a multi-day banking ordeal into a few taps.
In Brazil, Oobit is a native participant in Pix. Send crypto to any Pix key, QR code, or copy-and-paste code, in reais, funded straight from your Oobit balance. Deposits work in reverse: generate a Pix code in the app, pay it from any Brazilian bank, and your balance is credited instantly in USDT. No exchange step, no cash-out wait.
The results speak for themselves:
This is not people experimenting with crypto. It is people buying groceries with it, because Oobit makes it as easy as the banking app they already use.
Oobit is supported by Tether, issuer of USDT, the world's leading stablecoin with $143 billion in circulation. That is infrastructure you can build a financial life on, and it is why our users rate the app 4.8★ on both the App Store (22K+ reviews) and Google Play (25K+ reviews).
Oobit Business replaces legacy banking with a stablecoin-powered financial stack:
CFOs managing multi-jurisdiction payroll, companies holding stablecoin treasury, and teams paying contractors worldwide can get started in days, not months.
Your software now has a corporate card. Oobit Agent Cards issue programmable Visa cards to AI agents from the same company USDT treasury, built for software cardholders rather than retrofitted from human expense tools:
Finance sets the rules; Oobit enforces them. To see how this works in practice, explore AI payments and connect Oobit to the assistant you already use.
Oobit exists because your money should be truly yours. No bank can freeze or block it. You spend the same currency anywhere in the world, at any hour, without inflated fees or borders. You are not forced into currencies that lose value to inflation. You hold the keys, and all you need is a phone.
The future of money is open, free, and borderless, and it is already working for hundreds of thousands of people every day. Download Oobit and start spending your crypto where you already shop. And if you want to go deeper on how stablecoins are changing payments, our Oobit insights hub covers the data, trends, and research behind it all.